Do I need insurance if I am renting a home or apartment?

You may not own the place where you live, but you still need insurance protection. Renters insurance will protect your belongings (furniture, etc. inside the building), your liability, and relocation lodging if your home becomes uninhabitable because of an insured loss. As an added bonus, if you have renter’s insurance with the same company that holds your auto insurance, there can be a multi-policy discount.

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